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Fintech Infrastructure Platform

We build modular, API-first products that help payment providers and financial institutions reconcile data, authenticate cardholders and automate high-volume financial operations.

3D Secure
Data Reconciliation System
Try for free
3D Secure
Data Reconciliation System

Designed for Every Part of the Payment Ecosystem

Fintech companies

Accelerate product growth with one-click deployment of modular components.

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Banks
& processing centers

Regulatory and card-scheme compliance tested.

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eCommerce
& marketplaces

Boost checkout approvals and reduce transaction fraud.

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Payment service providers (PSPs)

API-first modules designed to integrate into existing processing stacks.

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Large enterprises with high transaction volumes

Reduce financial complexity at scale.
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What we do
API AVALIBLE

Urenkoff develops cloud-native infrastructure for mission-critical payment and banking operations.

Secure by Design

LedgerMatch

  • Automate transaction matching across all data sources (payment providers, banks, internal systems)
  • Configure custom matching rules for any workflow
  • Detect discrepancies instantly with real-time diagnostics
  • Reduce manual work and improve operational accuracy
How ledgermatch works

3DS AuthControl

  • Fully managed EMV 3-D Secure solution
  • Smart transaction diagnostics for higher approval rates
  • Flexible authentication routing across issuers and schemes
  • Rich risk insights for better fraud and liability decisions
How 3DS AuthControl works

Ready to try it with your own data?

View pricing

Start your first project in minutes.

Built for modern fintech ecosystems

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Fintech ecosystem

Our products plug into your existing fintech stack — AML, reporting, risk and other
systems — via our partners’ platforms and APIs.

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SaaS & Enterprise deployment

Use our products as SaaS
in our cloud or deploy in your own infrastructure for full enterprise control.

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Self-service onboarding & pay-as-you-go

Configure products yourself, activate environments
in a few steps and pay by plan
or per transaction.

How Ledger Match fits into your day-to-day

Step 1

Connect your data

Connect LedgerMatch to banks, PSPs, gateways, POS systems, and ERPs using ready-to-use connectors
or custom sources.

Step 2

Match automatically

Transactions are normalized and matched across all sources — payments, bank statements, GL,
AR/AP — using configurable rules.

Step 3

Review & report

Review only exceptions, resolve discrepancies, and push validated data to your GL with audit-ready reports.

How 3ds authcontrol fits into your payment flow

Minimal IT effort. Fast rollout. Secure from day one.

Step 1

Quick integration

Integrate via simple API
or SDK — no heavy infrastructure,
fast sandbox testing.

Step 2

Real-time authentication

Every card payment triggers
3D Secure 2.0 (frictionless or challenge)
before authorization.

Step 3

Payment proceeds

More approvals, liability shift,
fully secure and compliant
transaction.

Built for scale and complexity

From startups to enterprise teams — handles growing volumes, multiple entities, and regional compliance without
increasing operational load.

Start for free

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Security & compliance you can stand behind

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Enterprise-grade data encryption

All financial data is encrypted in transit and at rest to prevent unauthorized access at every stage.

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Role-based access control

Granular permissions ensure users only see and manage what they are authorized to access.

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Full audit trails and activity logs

Every action is logged and traceable, providing full visibility for audits and internal reviews.

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Secure infrastructure & access isolation

Isolated environments and secure infrastructure protect sensitive data across teams and entities.