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3DS AuthControl

Urenkoff gives you EMV-certified 3D Secure 2.X cardholder authentication — so you reduce fraud, shift liability, and boost checkout approval rates.

Higher Approval Rates
Intelligent Authentication
Higher Approval Rates
Intelligent Authentication

How Urenkoff 3DS adapts to your business

Smart Transaction Diagnostics

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Analyze failed and successful transactions with full technical context. See issuer responses, error codes, and message flow to quickly understand root causes and improve approval rates.

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Simple Natural Language Instructions

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Query transaction and performance data using natural language instead of dashboards and SQL. Get instant summaries and cross-metric insights for operations, risk, and support teams.

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Transaction Monitoring 
& Search

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Track every transaction across its full lifecycle in real time. Search, filter, and inspect large transaction volumes instantly without performance degradation.

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Access Control & User Management

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Manage users, roles, and permissions across all platform modules. Ensure strict access boundaries while supporting collaboration between operations, risk, and finance teams.

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Dashboard
& Real-Time Analytics

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Monitor key authentication and transaction metrics as they happen. Identify anomalies, performance drops, and volume changes in a single operational view.

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Reporting & Business Intelligence

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Generate audit-ready reports for performance, compliance, and business analysis. Schedule exports and deliver structured data to internal teams or external stakeholders.

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Test Hub/API Sandbox

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Test authentication and transaction flows in a safe, isolated environment. Use mock data, test tokens, and interactive API documentation before going live.

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System & Security Configuration

Manage API keys, certificates, and security settings from one place. Maintain full traceability of changes while enforcing strict security controls.

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Fast, Self-Service Onboarding

Create an account, connect your card, run required EMV 3DS test cases
and activate your production environment — all without interacting with support.
Enterprise customers may request guided onboarding if needed.

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Account setup — 2 minutes
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Stripe billing — automatic
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Sandbox tests — fully automated
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Go-live — instant activation
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How Urenkoff fits into
your payment flow

Minimal IT effort. Fast rollout. Secure from day one.

Step 1

Quick integration

Integrate via simple API
or SDK — no heavy infrastructure,
fast sandbox testing.

Step 2

Real-time authentication

Every card payment triggers
3D Secure 2.0 (frictionless or challenge) before authorization.

Step 3

Payment proceeds

More approvals, liability shift,
fully secure and compliant
transaction.

What changes when authentication runs
on 3ds authcontrol

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Higher approval rates

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Fewer false declines

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Lower fraud exposure

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Consistent compliance worldwide

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Authentication under control

Built for enterprise-
scale authentication

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Intelligent Routing

Route authentication requests based on issuer behavior and regional rules.

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Risk-Based Decisions

Adapt authentication flow dynamically based
on transaction risk.

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Built-In Compliance

Meet SCA and PSD2 requirements automatically across supported regions.

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Exemptions & Fallbacks

Apply exemptions and fallback flows without breaking the payment journey.

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Global Compatibility

Compatible with major card schemes and issuing banks worldwide.

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Enterprise Scalability

Handle high transaction volumes with predictable performance and uptime.